Passa ai contenuti principali

HOUSE HAUNTING: FIRST STEPS

I have a real love for real estate and I know that I'm in good company

Maybe you've just decide that is time to buy your first home but isn't an easy affair, let me explain better...there are things that is better to know BEFORE fix first appoitments with realtors.

First of all ask to yourself which kind of property are you looking for: apartment, studio, loft, attic, villa, townhouse? Where (centre, country)? What your ideal house must to have (balcony, terrace, garage, large rooms, big kitchen, etc. etc.).... then start to see websites and take notes about prices but don't book appointments yet...

Call your bank and fix an appointment to talk about mortage, most banks offer great mortages to their clients, this means that you must to have all your finanncial docuemnts in order (salary, other loans active and if you are a copule that share budget banks needs also financial informations and socuments from your partner)...

Bank will say if you are aoìpproved or not for mortage and you know from the beginning your max limit...now you can start to fix appointments, start a new reasearch on the web, maybe more detailed, there are a lot of sites that has a lot of filters for great researches and results..

When you talk with realtor, PLEASE be honest about your budget because realtor's work is find best deal for both parts (homeowner/client), is waste of time for both visit house that are over the budget, maybe you fall in love and you know that you cannot afford and let me remember that most realtor's salary is based on commission and his/her work is find perfect deal for you without broke budget and visit homes tha tyou cannot afford is seriously stressful!

Ok being honest at 100% most realtors tend to push to make an offer ASAP, I never did it because in my personal opinion a good realtor must to support and help don't force, if you loved everything in the home you can make an offer but if there is something that soesn't convince you is better wait a couple of days....Good realtor hels to find perfect deal for you. 

Price is almost always negotiable but usually has a 20%, sometimes a little bit more, As I wrote in this post  I had a client that felt in love at first sight with a tiny appartment and make an offer after second visit, first offer was at 56000, while homeowner was asking €67000, in the end of negotiation we found a del for €59000, Both parts happy and I've done a good work....infact I'm still in touch with boths.

What a good realtor would must to do? Call you back asking what you liked and disliked about home-homes you visited together, call when you have new listings that could be a good deal, became a friend but not became to friendly...

Ok you found your house after several visits with same realtors (usually an average of 6), what is next move? MAke an OFFER

New post is coming soon


Commenti

  1. Interesting advice from a realtor's perspective. How long were you a realtor?

    RispondiElimina
    Risposte
    1. I worked as realtor for 2.5 years then for family healt issue I've changed completely work but I still love real estate and I am in touch with last real estate acency, in the future I'd like to be business parter in a real estate agency!!!

      Elimina
  2. E' interessante leggere questi consigli visti dalla tua prospettiva!
    Fabrizia - Cosa Mi Metto???

    RispondiElimina
    Risposte
    1. Contenta che ti piaccia la mia prospettiva!!!

      Elimina

Posta un commento

Post popolari in questo blog

MY MONEY WEEKLY CHECK UP

SILVIA'S INTERVIEW

E' da un pò che ci penso vorrei intervistare alcuni dei blogger che mi piacciono e quindi questa è la prima intervista di una piccola serie... Oggi facciamo due chiacchiere virtuali con Silvia di S in Fashion Avenue (in rosso i miei commenti e le foto le ho "rubate" dal suo instagram:P)

Allora iniziamo, presentati:
Allora eccomi con le domande, cercherò di esser il più possibile stringata, anche se come ormai saprai non ho il dono della sintesi. Mi chiamo Silvia Negretti e vivo a Roma(io ormai sono innamorata di questa meravigliosa città e ora che so che abiti in un complesso tipo Merlose Place prima o poi mi autoinvito a casa tua per nuotare:P), ho un’infinità di hobbies, quindi citerò solo quelli che pratico più frequentemente: sport, disegno (ho una laurea in fashion design ed anche fatto dei lavoro come illustratrice di moda per alcune riviste)-trovo che sia un lavoro fighissimo-, viaggi, fotografia, lettura, danza, shopping (ovviamente ^^), una passione per animali, f…

HAPPY MIND

Qualche mese fa entrando in libreria ho notato un sacco di libri dedicati allo stile "felice" del Nord Europa, ho voluto sfogliare un libro Hygge, ma ammetto di NON averlo voluto comprare anche perchè è già da un pò che ho deciso di voler guardare il bicchiere mezzo pieno ed ho fatto mia la frase " un sorriso costa meno dell'elettricità ma fa altrettanta luce"  ma volendo cercare sul web alla parola mindfulness ecco cosa si trova: Mindfulness è la traduzione di "sati" che in lingua pali, il linguaggio utilizzato dal Buddha per i suoi insegnamenti, significa essenzialmente consapevolezzaattenzione, attenzione sollecita. Queste qualità dell'essere possono venire coltivate attraverso la meditazione. Nella tradizione buddhista la samma sati (retta consapevolezza) è una delle vie del Nobile Ottuplice Sentiero, l'ultima delle Quattro Nobili Verità. La moderna mindfulness è una tecnica psicologica basata su questa e altre tradizioni meditative. Desc…