Passa ai contenuti principali

TIPS FOR "HAPPY SPENDING"

I was talking with a friend of mine last week and we talked about "how was amazing when parents pay for us", for example during my high school years I started to work ina cafe and every single penny I earned is been involved in shopping session, savings weren't important because parnts paid for me, my food and my clothes, now situation is different, savings are important, I have a budget and try to respect it and also if sometimes I would like to enter in shops and buy whatever I want without thinking about bank account, I follow some tips to  be sure that I have "happy spending session"...
noting is worst that came back at home with tons of bags and really unhappy about expenses!!!



What you must to do during shopping?

  1. Think before buy: you need to think if this purchase will help you to stay happy in the next week, month, year...if you really use it often, try to imagine mayb eyou buy a great pair of shoes but you wear them only once, this means a bad investment, while a great pair of boot tha tyou can use almost daily from day to night in different occasion is a good method to repay the investment you do on shoes, the purchase you're going to do is perfect combinated with your personality?
  2. Try to Emulate happy people: Most people are really happy, they choose after paid utilities and essentials, to save or invest at least 25% and donate to charity, they choose to save a determinated amount that is destinated to "life experience" (cook course, travel, extreme sports, fancy restaurants).
  3. Buy into your closet: As I wrote many time we go into shops and buy someone that we liked at first sight but when we're came back at home we discover to have same models, or some dresses/clothes you never wore...so you need to take a week end to put everything out of the closet, take notes of what you're really wear and what you never used, understanding also reason, so this will help you next time you craving like Homer Simpson with Donught in front of a cocktail dress:P
  4. Plan it: I'm not saying that shopping will not exist in your life, but you need to do a plan and decide what is really important, for example in the month of December I am going to gift myself with a new laptop, also if you have a deteminated period of NO-shopping you can create folder witha whish list and then understand what is really important, for example cocktail dress you are not goign to wear is a totally waste of money,  a nice trench that you can wear always is a good investment and a good treatment to yourself.
  5. Cash teraphy: seems stupid but paying only with cards you aren't able to see "real money" go out from your wallet, you need to understand your budget, plan a weekly budget and follow it, take into your wallet only that amount (daily or weekly) and so you will not tempted to overspend!!!
  6. Friendhip: when you're on a budget and you go out with friends that buy always, is easy to emulate them and have a bad bank account, while if you have a good friend that know you're trying to save and you need to keep the budget, is good that her remind your priorities suggesting other shops low cost!!!
  7. NEVER BUY WHEN  YOU'RE UNHAPPY: : when you are unhappy is the wors time to do shopping, you buy everything and in the end the end you will have tons of stupid stuff, while when you are calm and happy you are able to think before to buy!!!

Is always nice when you do shopping an dyou do it with a smile!!!

Commenti

Post popolari in questo blog

MY MONEY WEEKLY CHECK UP

VALERIO'S INTERVIEW

Era da un pò che mi frullava in testa l'idea di intervistare amici di blog e amici di altri campi e, tenere queste interviste almeno una volta al mese. Ho iniziato con Silvia (la sua intervista qui) ed ora è il turno di Valerio, ragazzo affascinante e simpatico (dico io) con qualche capello bianco (dice lui), ora noi è da Febbraio che proviamo a organizzarci per un caffè ma ancora non ci siamo riusciti, così se all'inizio pensavo di fare questa intervista di fronte ad una tazza di caffè reale, per ora ce lo prendiamo virtualmente...Valerio è stato carinissimo e disponibile, nonostante i suoi miliardi di impegni...ovviamente in rosso i miei commenti
Iniziamo con l'intervista:
Presentati (nome, data di nascita, professione,studi passioni, hobbies) Mi chiamo Valerio Chibbaro, nato a Roma il 08/08/1982 e tra poco compirò ben 35 anni.  Quindi mi tocca farti un regalo che ti darò ...uhm...boh...a Natale?Dai dai che l'uomo acquista in fascino con età e capelli grigi, George Clone…

SILVIA'S INTERVIEW

E' da un pò che ci penso vorrei intervistare alcuni dei blogger che mi piacciono e quindi questa è la prima intervista di una piccola serie... Oggi facciamo due chiacchiere virtuali con Silvia di S in Fashion Avenue (in rosso i miei commenti e le foto le ho "rubate" dal suo instagram:P)

Allora iniziamo, presentati:
Allora eccomi con le domande, cercherò di esser il più possibile stringata, anche se come ormai saprai non ho il dono della sintesi. Mi chiamo Silvia Negretti e vivo a Roma(io ormai sono innamorata di questa meravigliosa città e ora che so che abiti in un complesso tipo Merlose Place prima o poi mi autoinvito a casa tua per nuotare:P), ho un’infinità di hobbies, quindi citerò solo quelli che pratico più frequentemente: sport, disegno (ho una laurea in fashion design ed anche fatto dei lavoro come illustratrice di moda per alcune riviste)-trovo che sia un lavoro fighissimo-, viaggi, fotografia, lettura, danza, shopping (ovviamente ^^), una passione per animali, f…