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Foreclosures sometimes are best deal for someone is looking for her/his house as homeowner, it costs less than its real worth an dyou can still negotiate price with the bank.

Let me explain better, you decide that is time to find a home to buy, so start every kind of research, asking to friends, relatives, visiting websites, go in the real estate agencies and start to fix appointments to see the houses into your favorite location, but location is to higher for your budget and so , a day your realtor suggest you to visit some foreclosures properties and at the beginning you aren’t agree but then BAAM you put your foot in a house that you love and is in your favorite location and…drum roll can afford it…

But please before say budget to your agent, go in the bank with detailed information so then you can be honest at 100% with your agent and him/her can suggest properties inside your range of price!

There are some costs that are absolutely necessary to pay (the following costs are for Italy, they can change in every country)

  • Deposit 10% of price Mortage cancellation €600 or 2% of mortage 
  • Registration tax (“% of house’s worth) 
  • condos fee must to be pay from who buy the house
  • Sometimes time can be long, in some cases you can enter into your house from 60 days till one year

However next time a realtor suggest foreclosures don’t say no, but give a chanche to these properties!!!


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